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	<title>zrylw.com &#187; Finance</title>
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		<title>Steven Delarge: Albany’s Recent Economic Growth</title>
		<link>http://zrylw.com/steven-delarge/</link>
		<comments>http://zrylw.com/steven-delarge/#comments</comments>
		<pubDate>Tue, 15 May 2012 14:04:20 +0000</pubDate>
		<dc:creator>Steven Delarge</dc:creator>
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		<guid isPermaLink="false">http://zrylw.com/?p=906</guid>
		<description><![CDATA[<a href="http://www.stevendelarge.co/">Steven Delarge</a> has noticed, during time spent in Albany, that living in the state capital means a strong governmental presence. In fact, according to Steven Delarge, more than a quarter of the city’s residents work for state and local government. More work in sectors that support governmental operations and employees—restaurants, law firms, and many others, Steven Delarge relates.]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.stevendelarge.co/">Steven Delarge</a> has noticed, during time spent in Albany, that living in the state capital means a strong governmental presence. In fact, according to Steven Delarge, more than a quarter of the city’s residents work for state and local government. More work in sectors that support governmental operations and employees—restaurants, law firms, and many others, Steven Delarge relates.</p>
<p>But even though it’s the “capital region” of New York, Steven Delarge  points out that Albany is also known as a university town. The State University of New York (SUNY) has a campus in Albany, one of more than twenty colleges and universities in Albany, Steven Delarge adds. This not only leads to campus-related jobs, but it also brings businesses to town to support the influx of students all these colleges bring.</p>
<p>All of these colleges have also brought technology to the town. Steven Delarge cites the nanotechnology program at SUNY as an innovator in the field. This has enticed many students to the campus, especially after Albany was a recipient of part of a government grant to build nanotechnology research centers throughout the state.</p>
<p>Steven Delarge notes that a deal by Tokyo Electron Ltd. sent chip manufacturing researchers to Albany and other technology researchers followed. Albany isn’t merely a technological marvel, however. Steven Delarge points out that the city is home to manufacturers of paper products, steel, cement, medical products, chemicals, and more.</p>
<p>In 2012, as the country gradually emerges from an economic downturn, Steven Delarge and other city businessmen are watching Albany’s economic development with great optimism. In early May, the nanoscience program at SUNY received national coverage on CBS Evening News, as the network used the jobs created by the program as an example of the recovering economy. Steven Delarge has watched, as others in Albany have, the multitude of press coverage both SUNY’s program and the nearby GlobalFoundries plant in Malta have gotten.</p>
<p>In a country that centers on technological innovation, Albany is working hard to stay at the top of the technology curve. Steven Delarge believes that by attracting students who will learn pioneering methodologies, the city will be prepared for a local workforce that is ahead of the rest of the country. This, says Delarge, will always have a positive impact on the local economy.</p>
<p>But the large governmental population cannot be ignored. <a href="http://www.stevendelarge.org/">Steven Delarge</a> emphasizes that Albany will always have a large sector employed by state and local government. As such, the ability to competitively attract good employees and industry to provide support to the citizens of Albany will still be important, concludes Delarge.</p>
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		<title>Ian Woodman, Idaho Businessman, Explains How You May Be Overpaying Taxes</title>
		<link>http://zrylw.com/ian-woodman-idaho/</link>
		<comments>http://zrylw.com/ian-woodman-idaho/#comments</comments>
		<pubDate>Fri, 04 May 2012 13:00:48 +0000</pubDate>
		<dc:creator>Ian Woodman Idaho</dc:creator>
				<category><![CDATA[Finance]]></category>
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		<guid isPermaLink="false">http://zrylw.com/?p=881</guid>
		<description><![CDATA[<a href="http://ianwoodmanidaho.net/">Ian Woodman, Idaho</a> co-founder of Instant Tax Solutions, has seen many taxpayers struggle with the IRS. In addition to providing resolution to tax problems from simple to complex, Ian Woodman provides Idaho residents with tax assistance both leading up to and during tax season.]]></description>
			<content:encoded><![CDATA[<p><a href="http://ianwoodmanidaho.net/">Ian Woodman, Idaho</a> co-founder of Instant Tax Solutions, has seen many taxpayers struggle with the IRS. In addition to providing resolution to tax problems from simple to complex, Ian Woodman provides Idaho residents with tax assistance both leading up to and during tax season.</p>
<p>While overdue tax filings and past-due payments are a common challenge for the company’s clients, says Ian Woodman of Idaho based Instant Tax Solutions, the staff at ITS also sees another issue. Taxpayers who do not seek assistance during tax time end up paying more than they should, says Ian Woodman. Idaho residents who seek tax assistance from ITS often learn that there are many ways they can save money each year.</p>
<p>One of the biggest problems, points out Ian Woodman of Idaho based Instant Tax Solutions, is that taxpayers are so afraid of an IRS audit they don’t claim all the deductions they are owed. While it is definitely wise to err on the safe side, Ian Woodman, notes Idaho taxpayers may be actually overpaying the IRS. A qualified tax professional can help them determine what rights they have, adds Woodman.</p>
<p>Claiming items like a home office are legitimate if done according to tax guidelines, Ian Woodman of Idaho based Instant Tax Solutions says. If you work from home, you may be entitled to claim a portion of your home costs, including your mortgage, Woodman reports. The key is to know the tax laws and the tax professionals at Ian Woodman ’s Idaho based Instant Tax Solutions can help you decipher them.</p>
<p>Another way taxpayers overpay, according to Ian Woodman of Idaho, is by having too much withdrawn throughout the year. While this overpayment may be small, the amount you could be saving each year can add up over time, notes Ian Woodman. Idaho ’s Instant Tax Solutions office regularly counsels taxpayers about having less withheld throughout the year and saving or investing that money. This ensures the taxpayer gets the interest instead of the IRS, explains Ian Woodman, Idaho Instant Tax Solutions co-owner.</p>
<p>While not everyone has the discipline to set that money aside, as experts like Ian Woodman in Idaho have seen, it <em>can</em> be done. Simply change your withholding and have an automatic transfer set up with your bank each paycheck in the amount you would have been paying to the IRS.</p>
<p><em>Instant Tax Solutions was co-founded by <a href="http://ianwoodmanidahoonline.com/">Ian Woodman, Idaho</a> businessman, and his business partner Byron Pedersen. Ian Woodman’s Idaho Instant Tax Solutions office helps thousands of clients each year by providing insightful tax advice.</em></p>
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		<title>Instant Tax Solutions’ Ratings Offers Unparalleled Service</title>
		<link>http://zrylw.com/instant-tax-solutions-ratings/</link>
		<comments>http://zrylw.com/instant-tax-solutions-ratings/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 13:31:03 +0000</pubDate>
		<dc:creator>Instant Tax Solutions Ratings</dc:creator>
				<category><![CDATA[Finance]]></category>
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		<guid isPermaLink="false">http://zrylw.com/?p=871</guid>
		<description><![CDATA[<em>There are several reasons why Instant Tax Solutions’ ratings are so high; in this brief interview Zrylw Blog discusses their services with the Instant tax Solutions Ratings Team.</em>

<strong>Zrylw:</strong> Thank you for joining us today. With tax season in full swing, we are lucky to have caught you.]]></description>
			<content:encoded><![CDATA[<p><em>There are several reasons why Instant Tax Solutions’ ratings are so high; in this brief interview Zrylw Blog discusses their services with the Instant tax Solutions Ratings Team.</em></p>
<p><strong>Zrylw:</strong> Thank you for joining us today. With tax season in full swing, we are lucky to have caught you.</p>
<p><strong><a href="http://instanttaxsolutionsratingsonline.com/">Instant Tax Solutions Ratings</a> Team:</strong> We are always glad to speak about taxes; it’s what we do!</p>
<p><strong>Zrylw:</strong> We understand that Instant Tax Solutions’ ratings with the BBB have remained consistently an A+ &#8211; that is quite an achievement. We want to congratulate you for that honor.</p>
<p><strong>Instant Tax Solutions Ratings Team:</strong> We thank you for that. We definitely couldn’t have done it without our service team.</p>
<p><strong>Zrylw:</strong> What type of agents does your firm employ?</p>
<p><strong>Instant Tax Solutions Ratings Team:</strong> Only the best former IRS Auditors, Certified Public Accountants, Federally Licensed Enrolled Agents, and Legal Counsel.</p>
<p><strong>Zrylw:</strong> Please tell our readers what services you provide.</p>
<p><strong>Instant Tax Solutions Ratings Team:</strong> We offer Tax Resolution services; basically, when a taxpayer is behind with Uncle Sam, we help them understand why and sort through options they have for repayment.</p>
<p><strong>Zrylw:</strong> There are options?</p>
<p><strong>Instant Tax Solutions Ratings Team:</strong> Yes, actually, the IRS has many programs available for those who cannot file on time, cannot pay on time, or who are already behind – even if they are years past due.</p>
<p><strong>Zrylw:</strong> Very interesting. We didn’t know that.</p>
<p><strong>Instant Tax Solutions Ratings Team:</strong> Many good hard-working Americans don’t. The IRS isn’t just going to call everyone who is late and say, “We’ll catch you next year, when you are caught up on your personal obligations…”</p>
<p><strong>Zrylw:</strong> So, what kinds of reductions are available?</p>
<p><strong>Instant Tax Solutions Ratings Team:</strong> There are programs that allow for monthly payments and even reduced penalties.</p>
<p><strong>Zrylw:</strong> Are all taxpayers eligible and guaranteed reduced taxes?</p>
<p><strong>Instant Tax Solutions Ratings Team:</strong> No, that is a topic of discussion now among agencies like us. There have been a number of TV ads placed over the last few years that promise results – to everyone. The fact of the matter is, it isn’t possible to make those claims. The IRS has very specific guidelines, policies and safeguards in place to ensure proper use of the system.</p>
<p><strong>Zrylw:</strong> That sounds very confusing. How does Instant tax Solutions keep up with it all?</p>
<p><strong>Instant Tax Solutions Ratings Team:</strong> Our staff is trained and re-trained constantly. We monitor the IRS’s regulations and ensure that our representatives are up-to-date on even the smallest changes.</p>
<p><strong>Zrylw:</strong> Looking at your website, we can see you are different. It says that you offer direct support, flat fees, and that you are licensed in all 50 states. Is that right?</p>
<p><strong>Instant Tax Solutions Ratings Team:</strong> Yes, that is all correct. Also, as a value-added service to our clients, we offer a comprehensive evaluation of their tax situation before we accept their case or their payment. Our staff will advise if there does not appear to be an IRS program that can help, and why.</p>
<p><strong>Zrylw:</strong> No wonder Instant Tax Solutions has earned such high marks from the Better Business Bureau.</p>
<p><strong><a href="http://instanttaxsolutionsratings.co/">Instant Tax Solutions Ratings</a> Team:</strong> We take pride in each and every case that we present to the IRS and we are certainly honored to have the recognition of an A+ rated firm.</p>
<p><strong><em>The Instant Tax Solutions Ratings Team, a group of the firm’s employees who specialize in rating and accessing taxpayer information, offers a no obligation, no cost consultation. The group specializes in solutions and offers services without delay, without hidden charges, and without false promises. For more information, visit them online at www.InstantTaxSolutions.com or call 888.387.4071</em></strong></p>
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		<title>Steven P. Delarge on Building Standalone Finance Team</title>
		<link>http://zrylw.com/steven-p-delarge/</link>
		<comments>http://zrylw.com/steven-p-delarge/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 12:44:41 +0000</pubDate>
		<dc:creator>Steven P. Delarge</dc:creator>
				<category><![CDATA[Finance]]></category>
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		<guid isPermaLink="false">http://zrylw.com/?p=875</guid>
		<description><![CDATA[Business entrepreneur <a href="http://www.stevenpdelarge.co/">Steven P. Delarge</a> learned quite a bit from his own experience in building a standalone finance team. The opportunity came when Steven P. Delarge was involved in the sale of the operating division of a public company. Prior to the sale, Steven P. Delarge’s division had its finances handled by the parent company, but following the sale a new finance team had to be formed.]]></description>
			<content:encoded><![CDATA[<p>Business entrepreneur <a href="http://www.stevenpdelarge.co/">Steven P. Delarge</a> learned quite a bit from his own experience in building a standalone finance team. The opportunity came when Steven P. Delarge was involved in the sale of the operating division of a public company. Prior to the sale, Steven P. Delarge’s division had its finances handled by the parent company, but following the sale a new finance team had to be formed.</p>
<p>Steven P. Delarge called upon all available resources to put his team together. To begin, Steven P. Delarge sought out other businesses in the field that had been through a similar experience. Steven P. Delarge was able to gather advice from portfolio companies who had also been sold by a parent company. These companies had also found it necessary to put together a standalone finance team, as well.</p>
<p>During this process, Steven P. Delarge called upon external audit partners who were invaluable in helping the company set up a finance team. Not only did they help Steven P. Delarge and the rest of the team get the financial books in order, they were able to provide the names of local recruiters who could put Steven P. Delarge in contact with local talent. This local talent, as it turned out, would be the key to building a successful standalone finance team.</p>
<p>Steven P. Delarge suggests businesses might find inspiration in Xerox Corporation, which deliberately made its finance team independent of all other organizations. In completely reorganizing the company’s accounting unit, CFO Lawrence Zimmerman created a process that offered measurable results, Steven P. Delarge points out. These operational results were geared specifically toward what a CFO needs to know about operations, Steven P. Delarge explains, not what the local operations manager needs. And that is exactly the way it should be, says Delarge.</p>
<p>As Steven P. Delarge explains, the finance team has external sources to which it answers regularly. Because of this, Steven P. Delarge believes the finance team should be accountable to itself first. A CEO may have his or her own demands for reporting, a good CEO understands that the finance team is also responsible for answering to external audits that may or may not coincide with the needs of the company, including SOX compliance, SEC requirements, and others.</p>
<p>By building a good standalone finance team and allowing them to independently operate to their best ability, <a href="http://www.stevenpdelarge.net/">Steven P. Delarge</a> believes a CEO will set his team up for success. And if a finance team is successful, it reflects well on the rest of the company, concludes Delarge.</p>
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		<title>Byron Pederson Discusses Meeting of Coalition to Promote Fairness in Tax Debt Resolution Industry</title>
		<link>http://zrylw.com/byron-pederson/</link>
		<comments>http://zrylw.com/byron-pederson/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 16:34:09 +0000</pubDate>
		<dc:creator>Byron Pederson</dc:creator>
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		<guid isPermaLink="false">http://zrylw.com/?p=851</guid>
		<description><![CDATA[According to <a href="http://byronpederson.net/">Byron Pederson</a>, in May of 2012 the recently formed National Association of Tax Debt Resolution Companies will meet in Washington, DC to discuss issues affecting the industry. The meeting is a unique opportunity for industry professionals to collect specific information about new issues the industry will face, reports Byron Pederson.]]></description>
			<content:encoded><![CDATA[<p>According to <a href="http://byronpederson.net/">Byron Pederson</a>, in May of 2012 the recently formed National Association of Tax Debt Resolution Companies will meet in Washington, DC to discuss issues affecting the industry. The meeting is a unique opportunity for industry professionals to collect specific information about new issues the industry will face, reports Byron Pederson.</p>
<p>The conference is a two-day program. Byron Pederson says that on the first day group participants will be introduced to the potential Board of Directors and officers, and have an opportunity to vote on these nominations. Additionally, Byron Pederson notes that the group’s budget preparation, legislative development, and membership development programs will be discussed. Also on the agenda will be the development of standardized contracts in uniform disclosures.</p>
<p>Many industry leaders are scheduled to speak at the conference, including Karen Hawkins, the Director of the IRS’s Office of Professional Responsibility, says Byron Pederson. Ms. Hawkins is expected to address the IRS’s concerns and will stress the continued professionalism of industry agents who are authorized to appear before the Agency. Larry Lawler is also scheduled to discuss policies and procedures in place that will help tax debt resolution companies consistently remain compliant with IRS regulations, says Byron Pederson. As well, Byron Pederson notes that the group’s lobbyist, Mark Guimond, will offer a briefing as to the most recent status of proposals, including California’s Bill 708 and the Telemarketing Sales Rule, which is currently on hold.</p>
<p>Byron Pederson points out that participants will be offered a view of the tax resolution industry from the U.S. Senate. Also, says Byron Pederson, the issue of Internet Marketing and lead generation will be addressed. Most–if not all–forms of advertisement will be spoken about and include a discussion regarding how some firms intentionally mislead consumers, and how that has a negative impact on the industry as a whole, notes Byron Pederson.</p>
<p><a href="http://byronpedersonblog.com/">Byron Pederson</a> explains that the National Association of Tax Debt Resolution Companies was founded to help ensure fairness to both consumers as well as those serving in the industry. According to Byron Pederson, the American public needs to be aware of what services are available and how a reputable and honest firm can positively impact the lives of those afflicted with tax issues. Byron Pederson believes that the Association can offer both legislators and consumers information on why tax debt resolution firms are important to the economy. Additionally, the group will help educate people on how to differentiate the legitimate agencies from the scammers, concludes Byron Pederson.</p>
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		<title>Kummetz Corp LLC Partners with Colombia for Gold Mining Initiatives</title>
		<link>http://zrylw.com/kummetz-corp-llc/</link>
		<comments>http://zrylw.com/kummetz-corp-llc/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 02:15:20 +0000</pubDate>
		<dc:creator>Kummetz Corp LLC</dc:creator>
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		<guid isPermaLink="false">http://zrylw.com/?p=788</guid>
		<description><![CDATA[<a href="http://kummetzcorpllc.com/">Kummetz Corp LLC </a>knows Colombia has large deposits of gold spread throughout the country. As a company that regularly scans the globe to help bolster economies in countries that need it, Kummetz Corp LLC sees great opportunity in gold mining in Colombia, thanks to mines that have been around for decades, with new mines springing up often these days. As such, Kummetz Corp LLC has partnered with Colombia to help increase the country’s economy.]]></description>
			<content:encoded><![CDATA[<p><a href="http://kummetzcorpllc.com/">Kummetz Corp LLC </a>knows Colombia has large deposits of gold spread throughout the country. As a company that regularly scans the globe to help bolster economies in countries that need it, Kummetz Corp LLC sees great opportunity in gold mining in Colombia, thanks to mines that have been around for decades, with new mines springing up often these days. As such, Kummetz Corp LLC has partnered with Colombia to help increase the country’s economy.</p>
<p>The partnerships, Kummetz Corp LLC states, are in the northern region of the country, with Kummetz Corp LLC making plans to mine more than 9,000 acres of land in these areas. Many have flocked to Colombia in recent years, Kummetz Corp LLC explains, thanks in part to the rising value of gold in most parts of the world, as well as the opportunities that exist in Colombia.</p>
<p>Gold mining is a hot issue in Colombia now, with some experts predicting the country will produce more than three million ounces of gold in 2012, Kummetz Corp LLC describes. Colombia has been encouraging miners to explore for gold, with recent reports stating that more than forty international companies are now exploring the country in search of gold, Kummetz Corp LLC cites. Due to the rising prices of gold, companies like Kummetz Corp LLC are able to take advantage of Colombia’s rich resources, which, in turn, benefits the country by bringing in industry and strengthening the country’s economy.</p>
<p>As Kummetz Corp LLC explains, Colombia had a long struggle after a 1999 depression weakened its economy. In addition to gold, Colombia’s exports include agriculture, petroleum, and coffee, Kummetz Corp LLC says. Colombian coffee is known worldwide for its delicious, rich taste. According to Kummetz Corp LLC, the country has also become a leader in petroleum exportation, ramping up export efforts in recent years to become the U.S.’s seventh largest foreign supplier of oil.</p>
<p>By focusing on gold mining in Colombia, Kummetz Corp LLC hopes to help strengthen the country’s economy, which is now growing stronger, thanks to the increase in exports. By building the economy, Kummetz Corp LLC knows it can help the people of Colombia have access to all of the comforts for a long, productive life. Additionally, Kummetz Corp LLC knows that increasing gold production can help keep gold prices reasonable by increasing supply to meet worldwide demand.</p>
<p><em>About Kummetz Corp LLC: The <a href="http://kummetzcorpllc.net/">Kummetz Corp LLC</a> was registered in the state of Nevada in 2005. The Kummetz Corp LLC has satellite offices in some of the remotest regions of the world, allowing them to react in areas with the greatest need for economic stimulation. The firm consistently produces a steady return on investment for their clients through funding projects that bring change to some of the poorest areas of the world.</em></p>
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		<title>Instant Tax Solutions Reviews: Hear What Clients Are Saying about the Team at ITS</title>
		<link>http://zrylw.com/instant-tax-solutions-reviews/</link>
		<comments>http://zrylw.com/instant-tax-solutions-reviews/#comments</comments>
		<pubDate>Fri, 23 Mar 2012 15:44:50 +0000</pubDate>
		<dc:creator>Instant Tax Solutions Reviews</dc:creator>
				<category><![CDATA[Attorney]]></category>
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		<description><![CDATA[Instant Tax Solutions is a tax debt resolution firm with a knack for offering immediate piece of mind. By educating their clients and keeping them involved in every decision, the <a href="http://instanttaxsolutionsreviews.net/">Instant Tax Solutions reviews</a> team has earned a reputation as the best place to go when Uncle Sam comes calling. Founded in 2009 by Byron Pederson and Ian Woodman, Instant Tax Solutions combines the experience of more than 40 tax professionals, including Federally Enrolled Agents, former IRS Revenue Officers, and Certified Public Accountants.]]></description>
			<content:encoded><![CDATA[<p>Instant Tax Solutions is a tax debt resolution firm with a knack for offering immediate piece of mind. By educating their clients and keeping them involved in every decision, the <a href="http://instanttaxsolutionsreviews.net/">Instant Tax Solutions reviews</a> team has earned a reputation as the best place to go when Uncle Sam comes calling. Founded in 2009 by Byron Pederson and Ian Woodman, Instant Tax Solutions combines the experience of more than 40 tax professionals, including Federally Enrolled Agents, former IRS Revenue Officers, and Certified Public Accountants.</p>
<p>Instant Tax Solutions provides reviews, free of charge, during an initial consultation where the client is given an honest evaluation of their circumstance. If the Instant Tax Solutions reviews team does not believe the debt can be settled, they speak up and inform the consumer as to why. Education is a top priority of the ITS founders, that’s why their staff is trained continually on new tax laws and tax relief programs.</p>
<p>The Instant Tax Solutions reviews team will waste no time getting started on your project, as they respect the value of your time and know that peace of mind can never come soon enough. As well, the Instant Tax Solutions reviews team provides live customer support with direct access to the client’s personal case manager. ITS believes that education is a key element in their process and offers insight in to each step so that the client may remain informed and involved.  With an A+ rating with the Better Business Bureau, Instant Tax Solutions is the right choice when it comes to IRS problem and back taxes.</p>
<p><em>Here’s what clients have posted on Instant Tax Solutions Reviews:</em></p>
<p>I received an IRS notice of levy on my wages and I was scared to death. Within 48 hours, ITS had the levy released and now they are helping me get caught up on unfiled returns. What a relief it will be to have this settled!  <em>[Instant Tax Solutions Reviews: Mary G. on 11/21/2011]</em></p>
<p>Instant Tax Solutions is a professional organization that does what it says. Just be ready with all your information because they do not mess around.  <em>[Instant Tax Solutions Reviews: Eric S. on 12/1/2011]</em></p>
<p>So far so good! They do what they say to do and that is great!!! In situations like this you need a company that will deliver, they really stand behind their company&#8217;s name&#8230;. INSTANT TAX SOLUTIONS&#8230; The solution is really instant. The people working in this company, they don&#8217;t waste time, they work on it right away&#8230;&#8230;. so far I&#8217;m happy with their services, no doubt about it, they are very recommendable.  <em>[Instant Tax Solutions Reviews: A.L.R. III on 11/30/2011]</em></p>
<p>Instant Tax Solutions provided me with the exceptional service and far exceeded my expectations and turned a $75,000 headache into (and I am not exaggerating) a $0 liability. I would highly recommend them for all your tax needs  <em>[Instant Tax Solutions Reviews: Tracy on 11/28/2011]</em></p>
<p>I highly recommend working with the very experienced staff at ITS. From my first intake call I felt like I was in competent hands, and was so relieved to have someone with your level of expertise on my side. All of the professionals at ITS are first -rate, and I couldn&#8217;t have achieved the results I did without their exceptional support.<em> [Instant Tax Solutions Reviews: David on 11/21/2011]</em></p>
<p>Instant Tax Solutions did a great job. They answered all of our questions and made a stressful situation into something that was easier to handle. <em> [Instant Tax Solutions Reviews: Amy on 11/18/2011]</em></p>
<p>All of the interactions have been very professional at Instant Tax Solutions. I have no problem recommending them because they were straight forward and were able to make me feel comfortable to the point that they made dealing with the IRS comfortable. I cannot thank them enough. <em>[<a href="http://instanttaxsolutionsreviews.org/">Instant Tax Solutions Reviews</a>: </em><em>Gabriel on 11/15/2011]</em></p>
<p>I was very stressed about my situation but found relief from using Instant Tax Solutions. They stayed on top of things and took care of my IRS problem. <em>[Instant Tax Solutions Reviews: Sharon on 11/11/2011]</em></p>
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		<title>NAR Arbitration Riddled with Issues, Says Arthur van der Vant</title>
		<link>http://zrylw.com/arthur-van-der-vant/</link>
		<comments>http://zrylw.com/arthur-van-der-vant/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 17:25:43 +0000</pubDate>
		<dc:creator>Arthur van der Vant</dc:creator>
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		<description><![CDATA[<em>Illinois Receiver and Assignee <a href="http://arthurvandervantpoetry.com/">Arthur van der Vant</a> has published several articles about issues with the NAR arbitration process. Here, he offers additional supporting reasoning behind his outspoken criticism of the Association’s policy.</em>]]></description>
			<content:encoded><![CDATA[<p><em>Illinois Receiver and Assignee <a href="http://arthurvandervantpoetry.com/">Arthur van der Vant</a> has published several articles about issues with the NAR arbitration process. Here, he offers additional supporting reasoning behind his outspoken criticism of the Association’s policy.</em></p>
<p>The Code of Ethics and Arbitration Manual of NAR Part 08, Section 39, says Arthur van der Vant, outlines the process for selection/appointment of arbitrators. Before an individual goes to REALTOR arbitration, he or she would be provided with a list of arbitrators to choose from, and/or to challenge. Arbitrators are REALTORS who happened to serve on the Professional Standards Committee at any given time, explains Arthur van der Vant.</p>
<p>1. Issue number one in selecting arbitrators is that the party in arbitration would only be given the individual REALTOR’s name and the name of the brokerage company he/she works for. No other information as to their qualifications would be provided. According to Arthur van der Vant, the NAR&#8217;s arbitration guidelines allow a party in arbitration to challenge any arbitrator on the list, based on qualifications but, asks Arthur van der Vant, how is it possible to determine their qualifications to begin with, if you do not know anything about them?</p>
<p>2. One of the qualifications based on which arbitrators are chosen is the <strong><em>familiarity with state(s) laws and regulations.</em></strong> Here, Arthur van der Vant outlines Part 08, Section 39 of the Code of Ethics and Arbitration Manual of the National Association of Realtors (NAR):</p>
<p><em>Section 39. Selection and Appointment of the Professional Standards Committee</em><br />
<em> There shall be a Professional Standards Committee of at least ______ Board Members, in good standing, of whom at least a majority shall be REALTORS®, appointed by the President, subject to confirmation by the Board of Directors. Members of the Professional Standards Committee shall be selected to serve on Hearing Panels as required to hear matters of alleged unethical conduct by Board Members or to provide arbitration as requested. The committee shall annually select its own Chairperson and Vice Chairperson (or, alternatively, the President shall annually designate the Chairperson and Vice Chairperson of the committee).</em></p>
<p><em>In selecting members of the Professional Standards Committee, the President should consider the following recommended criteria:</em></p>
<p>•<em> number of years as a REALTOR®</em><br />
<em> • number of years in the real estate business</em><br />
<em> • primary and secondary fields of real estate endeavor/expertise</em><br />
<em> • participation in post-licensing real estate education</em><br />
<em> • training in the Code of Ethics</em><br />
<em> • position in firm (principal, nonprincipal)</em><br />
<em> • size of firm</em><br />
<em> • common sense</em><br />
<em> • open-mindedness</em><br />
<em> • <strong>familiarity with state(s) laws and regulations</strong></em><br />
<em> • receptiveness to instruction/training</em><br />
<em> • other relevant professional or procedural training</em></p>
<p>3. Some may argue that the REALTOR arbitration is an insult, says Arthur van der Vant, partially for the reason that judgments are passed and awards are entered by unqualified individuals who have no knowledge of the state laws and regulations. Their decisions are often misguided by favoritism and the only recourse to the arbitration verdict is an appeal to the Board of Directors of the REALTOR Association which must be filed within 10 days of issuing the Arbitration Award Notice.</p>
<p>4. It must be also noted, insists Arthur van der Vant, that to calculate the 10 days for a timely filing of an appeal request the REALTOR Association does not go by the date of party’s receipt of the Arbitration Award Notice, but by their date of mailing it. If the Arbitration Award Notice by any chance would be lost in mail, you would lose your opportunity to appeal. According to Arthur van der Vant, Realtor Boards typically mail Arbitration Award Notice via US Certified Mail with the Return Receipt Requested, but that is a slow process and you may receive the Arbitration Award Notice 5-8 days after it was mailed to you, leaving you only few days to respond, at best.</p>
<p>5. In the event you would have enough time to file an appeal, points out Arthur van der Vant, the Procedural Review would only be available and granted to you if the original arbitration panel made procedural error, not because they issued a wrong verdict that was not in compliance with the state law or regulation.</p>
<p>6. The Procedural Review Panel would be made of members of the Board of Directors of the REALTOR Association. Says Arthur van der Vant, Realtors who are elected Association’s Directors are elected from its REALTOR members and often for &#8220;political reasons&#8221; and not for their qualifications or knowledge of the state laws and regulations.</p>
<p>7. It must be noted, says Arthur van der Vant, that in the event your request for a Procedural Review is granted you would again receive a list of arbitrators to choose from. However, you would only be given a REALTOR’s (board member) name and the name of the brokerage company she/he works for. No other information as to their qualifications would be available. As Arthur van der Vant has already, stated NAR&#8217;s arbitration guidelines allow you to challenge any arbitrator on the list, but he points out that this might do little good, if there was no specific information to go by.</p>
<p>8. If you make to the Procedural Review, says Arthur van der Vant, you must know that those reviews are conducted covertly in full secrecy. NAR does NOT allow Court Reporters or any other type of recording during the Procedural Review, he claims. So if you later intended to bring a lawsuit in the court of law, you would have no proof of what has transpired during the Procedural Review proceedings. Such secrecy allows REALTOR Associations to protect the status quo, and to escape the scrutiny of the law, cites Arthur van der Vant.</p>
<p><span style="text-decoration: underline"><strong>OTHER OPTIONS</strong></span></p>
<p>All arbitration proceedings are ruled by federal laws and state laws, notes Arthur van der Vant. In Illinois, this is the 710 ILCS Illinois Uniform Arbitration Act. Arthur van der Vant states that Illinois regulates arbitration through the variety of laws that govern issues pertaining to arbitration: (a) The law governing the arbitration agreement; (b) The law governing the arbitral tribunal and its proceedings (lex arbitri &#8211; procedural law); (c) The law governing the substance of the dispute; and (d) The law governing recognition and enforcement of the award. The Illinois Courts exercise jurisdiction over the seat of arbitration and have a supervisory role over the conduct of the arbitration. All arbitrations must be conducted in strict conformity with the Illinois Law (710 ILCS Illinois Uniform Arbitration Act).</p>
<p>(710 ILCS 5/3) (from Ch. 10, par. 103)<br />
<strong>Sec. 3. Appointment of arbitrators.</strong><br />
If the arbitration agreement provides a method of appointment of arbitrators, this method shall be followed, reports Arthur van der Vant. In the absence thereof, any method of appointment of arbitrators agreed upon by the parties to the contract shall be followed. An arbitrator so appointed has all the powers of one specifically named in the agreement. When an arbitrator appointed fails or is unable to act, notes Arthur van der Vant, his successor shall be appointed in the same manner as the original appointment. <strong>If the method of appointment of arbitrators is not specified in the agreement and cannot be agreed upon by the parties, the entire arbitration agreement shall terminate.</strong></p>
<p>1. Without an Arbitration Agreement you would NOT be able to bring action into arbitration, but you could in the court of law.</p>
<p>2. On the other hand, if you willingly participate in an arbitration – even if it is improperly conducted and the arbitration award is not issued in conformity with the law, you might have waived your legal rights because you voluntarily submitted yourself to NAR’s jurisdiction.</p>
<p>3. Arthur van der Vant says that another alternative may be having an arbitration agreement by and between parties to a transaction, which designates other arbitration venue, for example American Arbitration Association (AAA). With AAA you would have a transparent system where retired Judges and/or other highly qualified attorneys are making decisions. They have spent their lives on the law and its application and they are <strong>familiar with state(s) laws and regulations.</strong></p>
<p><em> Arthur van der Vant is a Receiver and Assignee located in Cook County, Illinois. He is an expert in commercial real estate and corporate turnaround management with over 10,000 projects to his credit. As a member of several professional organizations, including the Turnaround Management Association and the National Association of Bankruptcy Trustees, Arthur van der Vant is up to date on every aspect of his profession. He is one of only a handful of Certified Commercial Investment Members (CCIM), and has trained at the World Bank Headquarters in Washington DC. Currently, Arthur van der Vant serves Illinois State and Federal Courts as a Receiver, and as an Assignee in Assignments for Benefit of Creditors (ABC).</em><br />
<br />
For more information or to contact <a href="http://arthurvandervant.net/">Arthur van der Vant</a>, please call 800-496-9107.</p>
<p>The data contained in this publication is for information purpose only. The accuracy of the data contained herein is deemed reliable, but is not guaranteed. The author and/or publisher do not engage in rendering legal, accounting, or any other professional advice, and suggests that the services of a professional in those fields should be sought. Any liability, loss, or risk, personal, or otherwise incurred as a result of using any of the information herein stated is not the responsibility of the author and/or publisher.</p>
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		<title>Eloi Kummetz Supports Work with Orphans and the Disabled</title>
		<link>http://zrylw.com/eloi-kummetz/</link>
		<comments>http://zrylw.com/eloi-kummetz/#comments</comments>
		<pubDate>Mon, 05 Mar 2012 11:05:21 +0000</pubDate>
		<dc:creator>Eloi Kummetz</dc:creator>
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		<description><![CDATA[With focused initiatives in many areas in Brazil, <a href="http://eloikummetz.com/">Eloi Kummetz</a> has established his interest in helping those in need. Through his company Kummetz Corporation, Eloi Kummetz is now developing programs to help orphans and the disabled in the country.

Most of Eloi Kummetz’s projects in the South American country revolve around improving economic development and helping citizens who need it. Eloi Kummetz has found ways to use the country’s resources to bring revenue in, which is a benefit to everyone who lives there. But there are still segments of Brazil that are in need of assistance and Eloi Kummetz is dedicated to helping those citizens.]]></description>
			<content:encoded><![CDATA[<p>With focused initiatives in many areas in Brazil, <a href="http://eloikummetz.com/">Eloi Kummetz</a> has established his interest in helping those in need. Through his company Kummetz Corporation, Eloi Kummetz is now developing programs to help orphans and the disabled in the country.</p>
<p>Most of Eloi Kummetz’s projects in the South American country revolve around improving economic development and helping citizens who need it. Eloi Kummetz has found ways to use the country’s resources to bring revenue in, which is a benefit to everyone who lives there. But there are still segments of Brazil that are in need of assistance and Eloi Kummetz is dedicated to helping those citizens.</p>
<p>Through a special fund organized by Kummetz Foundation, Eloi Kummetz is hoping to have the financing to improve education in Brazil. Eloi Kummetz firmly believes by bolstering schools and providing experienced instructors to help Brazilian youth learn, Kummetz Corporation can help create a foundation that will help Brazil’s economy for many decades to come.</p>
<p>Eloi Kummetz’s recent efforts have revolved around two particular groups in Brazil: orphans and disabled citizens. Unfortunately, a large number of orphans are living on the streets in Brazil, Eloi Kummetz explains, leaving the financial investor desperate to help somehow. By providing scholarships to these orphans as well as disabled citizens, Eloi Kummetz hopes to be able to not only help give families hope, but to also ensure a brighter future for the country as a whole.</p>
<p>Scholarships will also be developed for the development of housing to help alleviate the strain on families going through economic troubles, including the disabled. These scholarships will also go to fund counseling services orphans and the disabled need, including the assistance of counselors and corrections of behavioral disorders, Eloi Kummetz explains.</p>
<p>According to Eloi Kummetz, Kummetz Corporation is also working with Brazilian companies and the government to build schools and other educational facilities to help improve education in the country. Eloi Kummetz is also trying to strengthen housing in Brazil, which will help alleviate some of the housing deficiencies some of the residents face.</p>
<p>In everything Kummetz Corporation does, the company tries to uphold Eloi Kummetz’s commitment to protecting the environment. Kummetz Corporation, <a href="http://eloikummetz.net/">Eloi Kummetz</a> explains, uses quality materials and accelerated timeframes to create inexpensive, environmentally-friendly buildings across the globe.</p>
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		<title>Kummetz Corporation Develops New Fund to Support Disabled and Orphans</title>
		<link>http://zrylw.com/kummetz-corporation/</link>
		<comments>http://zrylw.com/kummetz-corporation/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 11:47:49 +0000</pubDate>
		<dc:creator>Kummetz Corporation</dc:creator>
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		<description><![CDATA[Through a special fund, Kummetz Corporation will now provide support to both the disabled and orphans in Brazil. This is the latest in a series of initiatives that <a href="http://kummetzcorporation.co/">Kummetz Corporation</a> has undertaken to help assist with economic development in needy areas of that country.]]></description>
			<content:encoded><![CDATA[<p>Through a special fund, Kummetz Corporation will now provide support to both the disabled and orphans in Brazil. This is the latest in a series of initiatives that <a href="http://kummetzcorporation.co/">Kummetz Corporation</a> has undertaken to help assist with economic development in needy areas of that country.</p>
<p>Licensed in 2005 in Nevada, Kummetz Corporation has provided help in East Africa, South America, and other locations by helping build houses and provide economic opportunities to boost those areas’ economies. Through its Kummetz World Foundation, Kummetz Corporation is working to help foster educational development for a well-educated workforce, as well as create more hospitals for better medical care and help boost agricultural development.</p>
<p>With this fund, Kummetz Corporation will specifically target the disabled and orphans, providing educational opportunities and scholarships to individuals in need. Kummetz Corporation will also help provide housing to help families affected by disability and other economic hardships, in an effort to ensure every citizen has a place to live.</p>
<p>According to a spokesperson at Kummetz Corporation, the Company also believes that affected citizens need emotional support as well. For this reason, Kummetz Corporation will use funds to help provide counseling services. These services will include psychological evaluations and working with individuals who have behavioral disorders, Kummetz Corporation says.</p>
<p>Brazil has an estimated 20,000 homeless residents, which may in part be due to a deficiency in housing in the country. By helping build low-cost, environmentally-friendly housing to Brazil’s population, Kummetz Corporation hopes to give citizens the basics they need to get back on their feet.</p>
<p>Education is especially important, according to Kummetz Corporation. By giving educational opportunities where they previously have not existed, Kummetz Corporation hopes to build a better educated workforce, which will in turn strengthen the country’s economy and provide future educational opportunities.</p>
<p>In addition to education and housing, <a href="http://kummetzcorporation.com/">Kummetz Corporation</a> is also involved with boosting the country’s access to healthcare. By working with companies that can build these hospitals, Kummetz Corporation hopes to provide better access to medical treatments for citizens throughout Brazil. Kummetz Corporation is also working on projects to develop biofuels and mine elements in the area in an effort to provide environmentally-friendly experts to help boost economic development.</p>
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