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Legal

Matthew Mullhofer | Estate Planning | Matthew Mullhofer

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A two minute drill on estate planning – By Matthew Mullhofer

While volumes can be written about the needs of estate planning, sometimes it is easiest to have a short simple check list. To that end, here is a two minute check list that may help facilitate a more comprehensive discussion. Every estate needs the following:

A Will:

This legal document tells who will manage your estate. A will is a document containing your instructions and wishes as to how your property and assets are to be distributed after your death says Matthew Mullhofer. Any person, of any age, should seriously consider a will at the earliest possible time. It is the expression of your wishes concerning how your property will be distributed. It is a written statement, signed in compliance with you state guidelines. It is a legal document containing the names of the people you want to benefit, as well as details of your possessions at the date of your death. Matthew Mullhofer knows that your property and possessions include everything you own; your home, land, vehicles, bank accounts, benefits of insurance policies, furniture, boat, investments such as shares of stock, personal jewellery, artwork, and so on. A will is the only way you can ensure your assets will be distributed according to your wishes.

A Letter of instruction:

This document addresses financial and personal issues that must be attended to after your death. It is generally less formal then your will and can be much more to the point.  One of the most important features of a letter of instruction reflects Matthew Mullhofer, is it provides specific information regarding personal preferences in medical or funeral care and details concerning dispersion or care of your personal assets that your legal documents may not outline. Letters of instruction can be used for many different things, but one of their main uses is simply to lead the person who must settle your estate through the process step by step in plain language that he or she can easily understand says Matthew Mullhofer.

Advance directive:

While this document may be referred to by different names, its intent is straight forward. These documents refer to health care directives, living wills, health care (medical) powers of attorney, and other personalized directives. It is a legal document that you as the signor defines your desire to be kept alive by extraordinary medical efforts. Matthew Mullhofer has utilized this type of document for many of his clients. This is particularly important if you suffer from a terminal illness or are severely disabled and can no longer make decisions for yourself. This document eliminates the distress that your loved ones might other wise be faced with.

Power Of Attorney:

This is the document that gives another person legal authority to act on your behalf. When you create this document, you are acting as the principal and the person you giving the power to is called your attorney in fact. Matthew Mullhofer acts as an attorney in fact for many of his clients. If you create a durable power of attorney, that document will continue in effect even if you become incapacitated. While this document can serve as a directive for many things, it is core needs for every estate. There are many details involved in each one of these documents. As you review your current situation these brief definitions may help. Being prepared for such a discussion is half of the process.

Matthew Mullhofer is a practicing attorney In Orange County, California. Matthew Mullhofer specializes in the protection of client property by providing estate planning; living trust preparation and asset protection. The Matthew Mullhofer firm may be reached at 877-246-2770.8877-246-77.246.2770.

Audio

Rane SL 3 – Better Audio Performance

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knows that professional customers want a bigger sound from a smaller box with simpler connections, so that’s exactly what Rane has made. The whole design has been about minimizing noise and maximizing audio performance.

Like the world standard Rane SL 1, the SL 3 connects one or two standard vinyl or CD turntables to your computer and the mixer of your choice. Using regular turntables or CD players, you can scratch and mix files from your Mac or Windows computer’s CD or hard drive says.

Enhanced by studio grade preamps and 24-bit audio processing, this compact new solution from produces a warm punchy sound to heighten the senses. The Auxiliary Outputs allow DJs and electronic musicians to intensify the mix with the Scratch Live SP-6 Sample Player.

also knows the Auxiliary Inputs provide a live input feed for creative sampling or recording your set. Use any combination of audio sources: control CD, control vinyl, MIDI or regular CDs and vinyl for more flexibility than ever.

According to the included 12? vinyl records and control CDs each have Serato’s exclusive and unique control signal which allows Scratch Live to track the motion of the record, simulating the same movement with digital audio. Due to Serato’s proprietary control scheme, the result is a feel and sound indistinguishable from playing vinyl.

In the Box

Scratch Live Box Contents

The Rane SL 3 is only sold as part of a complete package at . The display box includes:

  • 1 SL 3 Interface
  • 1 Soft Carry Case
  • 1 Serato Scratch Live Software Install Disc.
  • 1External Universal Power Supply with Country Adaptors.
  • 1 USB Cable
  • 4 Stereo RCA Cables
  • 2 Control CDs
  • 2 Control Vinyl Records
  • 4 Rubber Feet for the SL 3
  • 1 Quick Start Guide
  • 1 Operators Manual
  • 1 Warranty Card

Like all products the Rane SL 3 is hand crafted in the US under strict quality control to insure long term reliability and performance.

The Rane SL 1 with Serato Scratch Live continues to be available as the industry standard for Digital DJs. The advanced SL 3 with Serato Scratch Live is shipping now.

About

offers great deals on any professional audio and DJ gear on their website by calling or emailing them with an offer price. You can get even better prices by buying multiple items at once from . The more you buy the more you save. also gives additional discounts to returning customers.

Pets

Hardinhaus Miniature Schnauzers | Marian Harding |Hardinhaus Miniature Schnauzers

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Trucks Can’t Help Hot Dogs Says Hardinhaus Miniature Schnauzers – By Marian Harding

Every summer we see dogs at Hardinhaus Miniature Schnauzers that arrive in the back of pickup trucks. “While these aren’t world class prize-winning show dogs we are known for, it concerns us none the less,” says Marian Harding, owner of Hardinhaus Miniature Schnauzers.

It’s very dangerous, and in some states even illegal, to drive with a dog in the back of a pickup truck. People always seem to think that the dog will enjoy the ride and that it cools a hot dog off. That is simply not true and is especially dangerous for small dogs like miniature schnauzers.  Not only can flying debris cause serious injury, but a dog may be unintentionally thrown into traffic if the driver suddenly hits the brakes, swerves, or is hit by another car. According to Hardinhaus Miniature Schnauzers dogs should ride either in the cab or in a secured crate in the bed of the truck. Dogs and trucks make great companions as long as safety is the first consideration.

About Hardinhaus Miniature Schnauzers

Marian Harding and Hardinhaus Miniature Schnauzers have provided breeding quality Schnauzers since 1980. Puppies come with health and temperament guarantee. Services offered include puppies, stud service and adult dogs. Hardinhaus has been a Member of AMSC (American Miniature Schnauzer Club) since 1990.

Professional Profiles

Kurt Beasley | Estate Planning 2 Minute Drill | Kurt Beasley

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Kurt Beasley on Estate Planning; a two minute drill – By Kurt Beasley

While volumes can be written about the needs of estate planning, sometimes it is easiest to have a short simple check list. To that end, here is a two minute check list that may help facilitate a more comprehensive discussion. Every estate needs the following:

A Will:

This legal document tells who will manage your estate. A will is a document containing your instructions and wishes as to how your property and assets are to be distributed after your death says Kurt Beasley. Any person, of any age, should seriously consider a will at the earliest possible time. It is the expression of your wishes concerning how your property will be distributed. It is a written statement, signed in compliance with you state guidelines. It is a legal document containing the names of the people you want to benefit, as well as details of your possessions at the date of your death. As the Managing Member of Waterford Law Group, Kurt Beasley knows that your property and possessions include everything you own; your home, land, vehicles, bank accounts, benefits of insurance policies, furniture, boat, investments such as shares of stock, personal jewellery, artwork, and so on. A will is the only way you can ensure your assets will be distributed according to your wishes.

A Letter of instruction:

This document addresses financial and personal issues that must be attended to after your death. It is generally less formal then your will and can be much more to the point. One of the most important features of a letter of instruction reflects Kurt Beasley, is it provides specific information regarding personal preferences in medical or funeral care and details concerning dispersion or care of your personal assets that your legal documents may not outline. Letters of instruction can be used for many different things, but one of their main uses is simply to lead the person who must settle your estate through the process step by step in plain language that he or she can easily understand said Kurt Beasley.

Advance directive:

While this document may be referred to by different names, its intent is straight forward. These documents refer to health care directives, living wills, health care (medical) powers of attorney, and other personalized directives. It is a legal document that you as the signor defines your desire to be kept alive by extraordinary medical efforts. Kurt Beasley has utilized this type of document for many of his clients. This is particularly important if you suffer from a terminal illness or are severely disabled and can no longer make decisions for yourself. This document eliminates the distress that your loved ones might other wise be faced with.

Power Of Attorney:

This is the document that gives another person legal authority to act on your behalf. When you create this document, you are acting as the principal and the person you giving the power to is called your attorney in fact. Kurt Beasley acts as an attorney in fact for many of his clients. If you create a durable power of attorney, that document will continue in effect even if you become incapacitated. While this document can serve as a directive for many things, it is a core need for every estate.

There are many details involved in each one of these documents. As you review your current situation these brief definitions may help. Being prepared for such a discussion is half of the process.

Kurt Beasley is the Managing member of Waterford Law Group in Brentwood Tennessee. The firm provides a broad suite of legal and accounting services and prides itself on practicing the art of law.

Audio

PCM 91

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Looking for more in a reverb? has just what you need: The PCM 91

The PCM 91 Digital Reverberator offers Lexicon’s highest quality reverbs in a compact, affordable package with a powerful interface which allows both easy access and a wealth of programming capabilities for the sound designer at.

Includes all the features of the high-end PCM 90 plus dual reverb

All of the features of the acclaimed PCM 90 are included in the PCM 91 available at, plus full AES/EBU I/O, new Dual Reverb algorithms, and new presets with dynamic spatialization effects for 2-channel or surround applications. says that all of the Dual Reverb algorithms and presets (available for the PCM 90 on a PC card) are built into the PCM 91.

450 presets with easy key word search and PCMCIA card storage

The PCM 91’s 450 presets at provide sounds for real-world applications- and a unique KeyWord search and sort function allows you to find the preset you want fast says . A PCMCIA card slot allows you to store your own PCM 91 programs on memory cards.

15 reverb algorithms and Lexicon’s “greatest hits” reverbs

The PCM 91 offers 15 algorithms – five stereo and ten dual reverb – this unit from provides a wide range of reverb options. The presets include Lexicon’s “greatest hits” – reverb algorithms of the last decade including Random Hall, Random Ambience, Rich Plate, Concert Hall and Split Chamber says .

About

offers great deals on any professional audio and DJ gear on their website by calling or emailing them with an offer price. You can get even better prices by buying multiple items at once from . The more you buy the more you save. also gives additional discounts to returning customers. has built there business by making their customers their main priority.

has a very experienced tech support that will assist in trouble shooting, that will help you find the right gear, and that actually answers the phone when you call.

Legal

Matthew C Mullhofer | On Arbitration | Matthew C Mullhofer

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Matthew C. Mullhofer on Arbitration:  When goodwill, flexibility and speed matter – By Matthew C  Mullhofer

Largely due to all the activity within the current court structure and the high profile lawsuits splashed across the news everyday, a lesser known option is often overlooked. “Arbitration remains a very viable option for most conflicts” says Matthew C. Mullhofer, a southern California attorney. Arbitration is a private, informal process that allows the parties to a contract agree, in writing, to submit their disputes to one or more impartial persons who will adjudicate and resolve the controversy by rendering a final and binding award to the prevailing party. Arbitration has certain advantages over Court proceedings.

In many cases arbitration can be heard without the long delay. For a case to go to court the time period required is usually longer. Arbitration however allows for the possibility of selecting arbitrators that suit the timetable of the parties. The traditional court system can stretch conflict resolution out for months or even years. Matthew C. Mullhofer would much rather see a conflict more peacefully resolved.

According to Matthew C Mullhofer there are many benefits if this option is considered. The adversarial nature of court hearings usually guarantees that parties to a dispute heard in court will never be able to work together again.  Arbitration hearings are usually held in private and in a less adversarial setting where the parties feel that a business disagreement is being sorted out. A more reasoned approach allows both parties to feel as though they are not going to war. Many times arbitrators will try to persuade the parties to utilize an even more peaceable approach which is mediation. Most arbitration systems can assist in facilitating an attempt to expedite settlement without going to arbitration at all. The more business-friendly nature of arbitration is actively practiced by Matthew C. Mullhofer. As Mr. Matthew C Mullhofer explains it, mediation acts as a form of insurance against loss of good will and, if handled by experienced arbitrators and arbitration-counsel, enables parties to continue a business relationship after the proceeding is long over with.

Finally, unlike court rules which are usually set out in formal procedures which are never varied, parties to arbitration are free to customize and refine the basic arbitration procedures to meet their particular needs. If the parties agree on a procedure that conflicts with the rules of the Arbitration body selected, the arbitration body will respect the procedure opted-for by the parties suggested by attorneys like Matthew C. Mullhofer unless these would, in the experience of the arbitrators, be unworkable.

Arbitration is used for a wide variety of disputes – from commercial disagreements involving intellectual property, major commercial technology, activities, securities transactions, real-estate, construction, insurance claims and employment grievances says Matthew C Mullhofer. Arbitration provides a viable solution for almost all commercial business conflicts. While there are many benefits to arbitration, a common assumption that may be incorrect is that the costs of complicated arbitration may be less than the costs of a full court hearing.  This is an aspect that is best discussed with professionals prior to beginning the process. Once a decision has been made the parties can quickly move into the process of resolution.

Matthew C. Mullhofer is a practicing attorney In Orange County, California. Mr. Matthew C Mullhofer specializes in the protection of client property by providing estate planning; living trust preparation and asset protection. The firm may be reached at 877-246-2770.8877-246-77.246.2770.

Home and Family

Carmackmoving.com says “Don’t Hit a Sour Note when Moving a Piano”

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CARMACK MOVING SAYS “DON’T HIT A SOUR NOTE WHEN MOVING A PIANO”

by Robert Carmack, carmackmoving.com

There are many funny cartoons and movies that feature situations involving people trying to move a big heavy piano. Pianos can be very difficult to move, especially if they’re heavy antiques and heirlooms passed on from generations and you don’t utilize professionals like CarmackMoving.com. Here are some ways for you to move your piano to another room, or if you want to bring your piano with you as you move residences.

The grand piano is the first thing that comes to mind when people say “piano.” The strings of a grand piano are laid out horizontally along a specially-shaped case. Most grand pianos are used for ballrooms, auditoriums, music halls, and are often rented out for recitals and other formal functions.

CarmackMoving.com reminds you that he strings, keys, and hammer mechanisms of a grand piano are quite sensitive; you may accidentally cause the strings to go out of tune if you move the grand piano the wrong way. The lacquered case of a grand piano may also get pitted, chipped, or scratched.

If you do not use a professional service such as CarmackMoving.com you will need at least three people to move a grand piano. To move a grand piano, follow these steps:

  1. Secure the lid of the piano with elastic bands or nylon straps.
  2. Lift the piano from the front left leg, and carefully prop it on a jack.
  3. Remove the front left leg, and carefully position the corner on the piano skid.
  4. Remove the rear left leg, and lower the piano to its flat side on the skid.
  5. Lift the piano up, using the edge of the piano as a lever. Once the piano is propped up on its flat side, remove the front right leg of the piano.
  6. Protect the piano on the skid with blankets or other padding, and secure the instrument with cables or rope.
  7. Move the piano very carefully while it’s secured on the skid.

It is always best to spend the money and hire a professional such as CarmackMoving.com. Long after you have saved a little money the scratches in the lacquer remain.

Robert Carmack is the owner of Carmackmoving.com located in Chantilly, Virginia. With more than thirty years of experience in light hauling, local moving, regional moving and long haul national moving operations Mr. Carmack shares his insights from years of experience and overseeing thousands of moves through Carmackmoving.com. Carmackmoving.com may be reached at 703-378-1616.

Home and Family

A. Bailey Plumbing & Heating | A Bailey Plumbing | ABaileyPlumbing

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FIVE SIMPLE WAYS TO SAVE MONEY

by Chris Bailey, Master Plumber and Owner of A. Bailey Plumbing & Heating

Avoid high pressure showers: Too much pressure can be stressful, not just on yourself, but on your plumbing system too! High pressure showers not only cost more because of the extra water running down the drain, but too much force can actually wear on your fixtures. 60 – 80 psi is the recommended pressure. Anything higher may be costing you money.

Address leaky faucets immediately: Leaky faucets are more than an annoyance—they costing you money! A slow but steady drip can waste almost 50 gallons of water a day. Over the course of a year, that adds up to 18,250 gallons. And speaking of faucets, the latest styles are more than attractive. Look for new models that are designed to conserve water. You can use up to a 1/3 less water, depending on the faucet you choose.

Pay attention to foul odor when you turn on the hot water: It’s NOT hip to be funky when it comes to your water. If your water gives off a foul odor during the first few minutes of running the hot tap, it could be due to a faulty anode rod in your water heater. If the anode rod goes, corrosion results, which can eat away at the inside of your tank. Replacing the rod will extend the life of your water heater.

A running toilet could indicate a leak: Here’s a quick and easy way to test it yourself. Place a few drops of food coloring, powdered drink mix, or instant coffee in the TANK, not the bowl. Leave it undisturbed for 20 minutes. When you come back, check out the BOWL. It there’s any discoloration, you’ve got a confirmed leak.

Do you have repeated clogged drains? Snaking may no longer be the best solution. You may need high velocity water jetting to clear out all the clogs. At 4000 psi, this process literally blasts away years of accumulated scale, debris, hair, and grease build-up on the inside walls of the pipes, clearing them of blockages and avoiding pipe replacement.

To contact A. Bailey Plumbing for your plumbing needs call 732. 462. 4484

Or send an email to: info@abaileyplumbing.com

A. Bailey Plumbing & Heating is giving away a free Bradford White water heater to one lucky winner. All parts, labor and permit fees are included.

Interested entrants must take a picture of their current water heater, indicate the model and serial number, and send it to the company along with a brief explanation of why they should be chosen. Entries may be submitted to freewaterheater@yahoo.com, or mailed to the company’s headquarters in Freehold.

The winner’s “before and after” pictures will be posted on A. Bailey’s website.

For full details of the free water heater give-away, visit www.ABaileyPlumbing. com or call 800-392-3981.

All entries must be received by June 30.

Home and Family

Carmack Moving and Storage | Robert Carmack | Carmack Moving and Storage

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Carmack Moving and Storage – HELPING YOUR CHILDREN COPE WITH A MOVE

By Robert Carmack, Carmack Moving and Storage

School is out and families across America are preparing to pack up and move. Whether you are moving across the street or across the country moving can be especially stressful for children. Younger kids often become confused when their daily routine is disrupted, while teenagers fear the loss of old friends and dread the thought of making new ones in a strange school or neighborhood. There are steps you can take to help alleviate their fears and get them involved at the same time.

Demystify

It’s important for parents to provide children with as much information as possible and allow them to participate in discussions. This will give them a sense of control and help relieve anxiety. Talk about all of the positive aspects of their new home, school and neighborhood and explain that the new home, if given a fair chance, can be even better than the old one.

Exciting Adventure

For younger children, the move can be made into an exciting adventure. Suggest that your child to pack his or her own things, make sure to leave favorite toys out until the very end. You might even practice moving day ahead of time. A conversation could go something like this: “On Friday when we wake up, there will be a big truck in the driveway. We will have breakfast, then go into your room and show the movers which things to put on the truck. Then, after the truck is filled we will get in our car and go to our new home. Then we will tell the movers exactly where to put your things in your new room….” If your children are really young, consider hiring a baby-sitter while you pack, and also on moving day. But otherwise resist the temptation to send children away during the move. Participating will help them understand what’s happening and adjust more easily to their new surroundings.

Make it Fun

For older children, a move that involves leaving friends, sports teams and favorite hangouts behind can be hard. Help them say good-bye to friends by having a good-bye party. Emphasize how easy it is to keep in touch through e-mail, Facebook, YouTube, Twitter, video chats and the telephone. Technology has made the world a smaller place and those moving can really benefit from these new tools.

Get Back to “Normal”

Once you are unpacked and settled in your new home, get back to familiar routines as soon as possible. If it is a tradition in your family to eat pizza on Friday nights or watch cartoons on Saturday mornings, continue the practice as soon as possible in your new home. Normal looks like different things to different people. What’s important is that your family embraces all of the good from the new surroundings while keeping up with the things that make your family unique.

After the Move

Finally, don’t take it personally if your kids blame you for the difficulty of a move. No matter how well you prepare them, expect them to be a little upset and give them some time to grieve. They will almost certainly grow to love their new home just as much as the old one.

Robert Carmack is the owner of Carmack Moving and Storage located in Chantilly, Virginia. With more than thirty years of experience in local and long haul national moving operations, Carmack Moving and Storage shares their insights from overseeing thousands of moves. Carmack Moving and Storage may be reached at 703-378-1616.

Home and Family

Carmack Moving | Robert Carmack | Carmack Moving

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Carmack Moving – TIPS FOR REDUCING THE STRESS OF A MAJOR MOVE

by Robert Carmack, Carmack Moving

Some of life’s simplest problems can end up being the biggest bother to solve. When it comes to moving, think simple. While professional movers such as Carmack Moving offer direction on how to plan for a move, it is still best to also think things through yourself. Once everything is packed up and ready to load, make sure the things you will need least are loaded on to the truck first. Simple common sense is needed when loading the truck. Place the box containing things like your best dishes on top of the box of books and not vice versa.

Think about the things you’ll need the first night in your new home. Pack items that serve your basic needs in a separate bag and carry it with you. Think about eating. Will your appliances be hooked up right away? Will there be a place to store food when you get there? You may even want to prepare a simple meal that you can heat and serve on your first night.

Remember to set aside items for each night you are in transition like clothes, a towel, prescription drugs, a toothbrush, and other personal items. Pack these in your car or somewhere that you can access them easily. And don’t forget plastic utensils, paper plates, paper towels, plastic cups, toilet paper, toiletries, trash bags, hand tools, a flashlight, first aid kit including pain relievers, pencil and paper, snacks, beverages, and re-closeable plastic bags.

Keep the stress level down. Take thirty minutes in the beginning of your move and address the simple issues. Thinking the basics through can avoid all of the oops! moments that can occur.

Robert Carmack is the owner of Carmack Moving located in Chantilly, Virginia. With more then thirty years of experience in light hauling, local moving, regional moving and long haul national moving operations Carmack Moving shares their insights from years of experience and overseeing thousands of moves. Carmack Moving may be reached at 703-378-1616.